We live in a world where travel is a necessity, whether it is to commute to your workplace, meet friends, or even for leisure. However in recent years with the acceptance of globalisation and opening up of borders by reducing entry restrictions, more Indian travellers are travelling abroad than ever before. 

However, although countries around the world are opening up and enabling easier travel, there is also an increase in the risks a traveller is exposed to when travelling. For example, due to the sheer number of travellers, the risk of loss of checked-in baggage is sharply increased. 

Similarly, although the ease of travel has increased, it is still essential to consider the risks associated with travelling when planning a trip. But who wants to do that? Why waste your time considering all that could happen rather than planning for what you should do to make the trip memorable? 

If that sounds good, consider opting for international travel insurance for your foreign trips. Here is all you need to know.  

What is international travel insurance?

International travel insurance is an insurance policy which provides financial protection to travellers going on a foreign trip. This protection is offered in the form of coverage for a variety of risks which a traveller might be exposed to through compensation, reimbursement, or cashless claims in the event of a medical emergency. 

Why is international travel insurance important?

There are a variety of reasons why international travel insurance is essential when travelling abroad. Whether it is a mandatory requirement to avail of a visa for the destination country or whether it is as an investment to mitigate the impact of these risks, all travellers are recommended to opt for insurance when travelling. 

As it protects travellers from both medical and non-medical risks which may or may not be directly related to their actions, everyone travelling is recommended to purchase one when going on a trip.  For example, there are risks of varying severity and frequency, ranging from loss of checked-in baggage, missed connecting flights, loss of passport, trip cancellation, medical emergency, and more. With the right travel insurance, all of these risks are covered allowing you to travel freely. 

How do you choose the right international travel insurance?

In 2024, it will be quite simple to buy international travel insurance online. However, travellers must also consider certain factors when choosing a particular policy. These factors can impact the policy and result in a variance of protection. 

1. Scope and extent of coverage

2. Sum assured

3. Premium charged

4. Exclusions

5. Reliability of the insurer

How do you buy international travel insurance online?

Travellers can buy international travel insurance from Niva Bupa, one of the leading travel medical insurance providers, in just five steps. If they haven’t started their journey, they can buy the policy in minutes from anywhere. 

1. Search for the Niva Bupa website and click on Travel Insurance
2. Once on the Travel Insurance page, select the type of travel, the travel destination, the duration of travel, and your phone number.
3. On the next page, enter the date of birth of the traveller. 
4. Select one of the three plans offered by the insurer, choose the amount you would like to cover your policy for and preview the premium charged. 
5. On the next page, fill in relevant information, submit the required documents, and purchase the policy. 
6. The policy will then be shared over your registered email. 

Conclusion

In conclusion, travelling is a time to enjoy yourself with your friends and family, relax, create lasting memories, and share experiences with loved ones. Although there exist numerous risks whose impact can result in financial loss and a negative travel experience, empowered with travel insurance, their risks can be mitigated allowing you to travel with peace of mind. Not only that, but with the simple and convenient Niva Bupa Travel Insurance portal, you can purchase a policy in minutes, simply and affordably.

So opt for the right travel insurance and travel the world with peace of mind and confidence without worrying about these risks or their impact.